REALM Group Global

What's new

Every update to our websites, in plain words. Last updated .

REALM Group Global In progress Rebuild under way · 30 September 2026 1 update Pay In Time - Finance v1.17 Faster repeat visits · 29 September 2026 23 updates REALM Marketplace v14.9 Recently viewed, price-drop alerts and a faster font · 30 September 2026 17 updates

REALM Marketplacev15.3

Recently viewed, price-drop alerts and a faster font

  • A "Recently viewed" strip on the home page and "You recently viewed" on listing pages, so you can get back to listings you looked at. It is kept only on your own device, and a Clear button removes it.
  • Saved listings now remember the price when you save them. If the price later drops, a green note shows how much it has fallen since you saved it (on cards, the listing page and your Saved listings page).
  • Cleaner titles, descriptions and share images for listings when they appear in search results or are shared on social media.
  • The site's font is now served by the marketplace itself and is smaller, so pages load a little faster and no requests go to Google Fonts.
  • Small accessibility and caching improvements.

Pay In Time - Financev1.23

Faster repeat visits

  • Returning visitors keep the site's fonts, stylesheet and scripts for up to a year instead of a week, so pages open faster on a second visit. Every update still reaches them straight away, because each new version of these files gets a new web address.
Pay In Time - Financev1.22

Pages start drawing sooner

  • Every page now tells the browser about its stylesheet and main font right at the start of the response, so text and layout can appear a little sooner, especially on slower mobile connections.
Pay In Time - Financev1.21

Quick links on the Services page

  • The Services page has a row of quick links under the heading (Personal loans, Business loans, Agriculture & rural and so on). It stays at the top of the screen while you scroll, jumps straight to a service, and highlights the one you are reading. On phones the row scrolls sideways.
Pay In Time - Financev1.20

Office hours on the Contact page

  • The Contact page has a new Office hours card. It shows whether it is currently within our office hours in Melbourne and when we next open, and highlights today's row.
  • Visitors outside Australia (for example in the United States, Canada, New Zealand or Fiji) also see our office hours converted to their own time zone.
Pay In Time - Financev1.19

Back to top button

  • Long pages (such as the terms, privacy policy and services) now show a small round "back to top" button in the corner after you scroll down two screens. It glides back up, or jumps straight there for visitors who prefer less motion.
  • The "Show" button in password boxes is a little taller, so it is easier to tap on phones.
Pay In Time - Financev1.15

Accounts and a new photo gallery

  • You can now create a free account and log in. Log in with a passkey (Face ID, fingerprint, a PIN or your phone) or with your email and password.
  • My account shows where you are logged in, lets you log out of any device or all other devices, change your password, add or remove passkeys, and delete your account.
  • Strong protection: passwords are stored scrambled and checked against known data breaches, repeated wrong guesses lock the account for 15 minutes, and sign-in cookies cannot be read by scripts or sent from other websites.
  • A new sideways photo gallery on the home page shows the industries we work with, with arrow buttons on computers and swiping on phones.
  • The log-in page has a large photo panel with a slowly moving picture (it stays still for visitors who prefer less motion).
  • The privacy policy now explains what an account stores and the two cookies used for logging in.
Pay In Time - Financev1.14

Common questions

  • The How It Works page now answers common questions (countries, what we finance, what an enquiry means, approval, how you hear back, your details) in tidy fold-out panels. Printing the page includes every answer.
  • The stylesheet is sent in a smaller, compressed form, so pages start a little faster.
Pay In Time - Financev1.13

Founder award

  • Our Founder page now shows Robbie McKenzie's 2025 FLUXX Award (Sustainability Leader of the Year, Hong Kong), with the award photo and his certificate.
Pay In Time - Financev1.12

Bolder look and stronger security

  • Bigger, bolder headlines, with an orange underline that draws itself under "paid in time."
  • A moving orange band on the home page shows the industries we work with (it stands still for visitors who prefer less motion).
  • New "Why Pay In Time" section on the home page: five countries, every industry, real people, private details.
  • Service cards light up with an orange bar on hover, page headings get an orange accent, and a thin orange line under the menu shows how far down the page you are.
  • A bigger closing "Ready to talk" banner.
  • Stronger security: the server now refuses unusual requests (wrong method, very long addresses, known hacking probes), cleans and checks every form field more strictly, and checks that spam-protection tokens were made on this site and for the same form.
  • Staff page sign-in checks are stricter, and spreadsheet downloads are protected against more kinds of formula tricks.
  • More browser security settings on every page, and search engines are told not to list the form and staff addresses.
  • Fixed a phone-number check that some new browsers reported as an error.
  • The privacy policy now says we count page visits with Cloudflare Web Analytics (no cookies, no cross-site tracking), which Cloudflare runs on our domain, and the security policy allows it so pages show no errors.
Pay In Time - Financev1.11

Easier loan form and faster page changes

  • Loan application: after you pick your country, the income and loan amount labels show your currency (for example AUD or NZD).
  • Large amounts are grouped automatically for easier reading (250000 becomes 250,000).
  • Long text boxes show how many characters you have left.
  • Pages you are about to open (when you hover over or press a link) start loading early in supporting browsers, so moving around the site feels quicker.
Pay In Time - Financev1.10

Security headers, sharing previews and phone timeline

  • Form answers from the server now carry the same security protections as the pages (no sniffing, no framing, no referrer).
  • Two extra security headers on every page limit which other sites can load our files.
  • Links shared on social media and chat apps now show the preview image at the right size, with a text description for screen readers.
  • Search engines get a simple breadcrumb (Home > page) for every page.
  • On phones, the four application steps now show as a vertical timeline.
Pay In Time - Financev1.9

Small fixes and phone icons

  • Printing the Home or Services page no longer leaves blank gaps where the fade-in cards had not appeared yet.
  • Adding the site to a phone home screen now shows the Pay In Time clock icon (iPhone and Android), and older browsers get a matching tab icon.
  • Footer: the logo and name are spaced properly again, and the REALM Group Global link sits neatly in its sentence.
  • Every update now checks itself before it goes live: the automatic form tests must pass and every link and image on every page must work, otherwise the update is stopped and the current site stays online.
Pay In Time - Financev1.8

Photos and motion

  • Photos on every service, a full-width harvest photo on the home page, and photo headers on About, Services, How It Works, Contact and Partners.
  • Gentle animation: headings and cards fade in as you scroll, the hero text slides in, the clock glows softly and the four steps draw their line. It switches off for visitors who prefer less motion.
  • The Services page shows a photo beside each service, alternating sides on computers and stacked on phones.
  • On phones the headline now comes first, with a smaller clock below it.
  • New Photo Credits page (all photos are free public-domain images, not our customers).
  • The Apply / Enquire button in the header is easier to read.
  • Contact page and footer now show the office phone (0419 182 804), postal address (PO Box 208, Warragul VIC 3820), company name and ABN.
Pay In Time - Financev1.7

Security monitoring

  • If a browser ever blocks something on the site because of our security policy, it now reports it to us so broken pages are caught early. Reports hold no personal details and are not stored.
Pay In Time - Financev1.5

Company pages

  • New Terms & Conditions page (REALM Group terms, version 1, marked as a draft until the updated version arrives).
  • New Partners page about the REALM Affiliate Program.
  • New Our Founder page about Robbie McKenzie (award details still to come).
  • New Version History page (this page), linked from the footer.
  • Cards on dark backgrounds are easier to read.
Pay In Time - Financev1.4

Forms and security polish

  • All three forms tested end to end with a test database.
  • Error messages now use plain words, for example "Please fill in the loan type."
  • The "Enquire about ..." links on the Services page fill in the enquiry form for you.
  • Stricter security policy for the pages, plus automated tests for the form handlers.
  • Pages print cleanly (privacy policy, loan application, services).
Pay In Time - Financev1.3

Accessibility and speed

  • Every page scores 100 for accessibility and SEO in Google Lighthouse (tested before publishing).
  • Better colour contrast for small labels and correct heading order for screen readers.
  • Visitors always get the newest design after an update.
  • Optional visitor statistics (Cloudflare Web Analytics, no cookies), switched off until approved.
Pay In Time - Financev1.2

Spam protection and staff tools

  • Fonts are served from the site itself, so pages load faster and more privately.
  • Spam protection for all forms (Cloudflare Turnstile), ready to switch on.
  • Private staff page to read applications and enquiries, with a spreadsheet download.
  • Limit on repeated form submissions, and a new "Service providers and cookies" section in the privacy policy.
Pay In Time - Financev1.0

New website built

  • Rebuilt the Wix draft as a fast website: Home, About, Services, How It Works, Apply / Enquire, Loan Application, Contact and Privacy.
  • REALM look and feel, with copy covering Australia, the United States, Canada, New Zealand and Fiji.
  • Enquiry, loan application and launch-list forms with checks on the server.
  • Security headers, sitemap and share previews for social media.
REALM Marketplacev14.9

Save listings, share links and more like this

  • Save listings: a heart on every card and a Save button on listing pages. Saved listings stay on your own device and show under "Saved" in the header, with a new Saved listings page.
  • "More like this" on listing pages shows up to four similar live listings, same category and country first. Swipe through them on phones.
  • Share, Copy link and Copy ID buttons on listing pages (uses your phone's share sheet where available).
  • Listing photos have previous/next arrows, swipe on phones and work with the arrow keys.
  • A "New" badge on listings published in the last 3 days, and each listing shows when it was listed (for example "2 days ago").
  • Accessibility: clearer page order for screen readers and bigger tap areas on breadcrumb links.
REALM Marketplacev14.0

Admin area

  • New admin area with an overview and charts, member management, a review queue for new listings, reports and an activity log.
  • Roles for Members, Moderators, Admins and Super Admins.
  • Welcome pop-up for new visitors and a new page-not-found screen.